Sunday, February 22, 2026

Empowered Siargao Moms Save Lives By Saving Up With Government Help

Empowered Siargao Moms Save Lives By Saving Up With Government Help

Spotlight

How do you feel about this story?

Express Your Reaction
Like
Love
Haha
Wow
Sad
Angry

In a small village in Siargao, a group of mothers proved that women empowerment can stem from helping and supporting one another through the simplest of deeds, a “paluwagan” of PHP50 per week, a shared dream that also offers moral support, and some help from the government.

Starting with about 20 mothers of daycare students in Barangay Bitoon, Del Carmen, on Siargao Island, they have now grown to over 50 members and transformed into a thriving community organization, united with one goal: to build a savings fund to help ease financial hardships faced by families in the community.

“Kami-kami lang talaga. Hindi kami lumalapit sa gobyerno noong una. Sabi ko, kahit tag-PHP50 lang, simulan natin (t’s just us. We didn’t approach the government at first. I said, even if it’s just PHP50, let’s start),” Meralyn Tesiorna, the founding member and president of the Women’s Association of Brgy. Bitoon (WABB), who was also the daycare teacher, told the PNA.

From the initial seed, the mothers built a savings-and-loan scheme that doubled as a lifeline during crises.

She said that she saw the everyday difficulties being faced by her fellow mothers in getting through their daily needs, from getting short on the budget for the food of the family, to buying school needs, and most especially, in cases when a family member gets sick.

Because of this, Tesiorna thought of starting the traditional savings scheme to pool money to help one another.

“Meron kaming social fund. Kapag nagkasakit ang anak, pwede makakuha kahit PHP500 para sa gamot. Nakakatulong din yun (We had a sort of a social fund. If a child gets sick, the mother can get a loan of even PHP500 for medicine. That’s already a big help),” she added.

Over time, the pooled savings eventually grew and helped families fund home renovations, weddings, children’s schooling, and even community fiestas.

To further help one another set aside an amount for their savings, another mother allowed other members to use her family’s idle land, and soon, the group ventured into a community garden, planting vegetables like okra, pumpkin, and bottle gourd on borrowed land.

The produce not only provided food security but also extra income.

“Yung kita namin dito, yun na yung panghulog namin sa kada week, yung sobra naibebenta pa namin (The income we earn here was used for our weekly savings, and then we sell the excess),” Tesiorna explained, adding that eventually, resorts and local businesses became their buyers, turning the mothers into legitimate suppliers.

Tesiorna noted that the initiative boosted not just their personal finances but also their dignity.

She said that beyond the money, the group gave women a newfound confidence.

“Karamihan sa mga nanay dito, walang trabaho. Stress lang sa bahay, takot pang magsalita sa barangay assembly. Kaya sabi ko, gawa tayo ng ganito, ngayon, na-empower na ang mga nanay (Most of the mothers here are unemployed. They are stressed at home, and they are even afraid to speak up in the barangay assembly. But now, the mothers here are empowered),” she added.

As their savings grew, so did their impact, and slowly, the group’s activities and efforts got noticed by the local government unit, and even by concerned government offices like the Department of Social Welfare and Development (DSWD).

Tesiorna said the DSWD already provided them with a livelihood cash aid of PHP7,700 per member, boosting their garden project.

The Department of Agriculture (DA) also donated seeds and extended technical help, validating the mothers’ initiative.

And now, the Department of Environment and Natural Resources (DENR) is considering to include the group under its Project Transform, or “Transdisciplinary Approach for Resilience and Environmental Sustainability through Multi-Stakeholder Engagement.”

Project Transform aims to break silos and push for collaborative, science-informed, locally grounded solutions that build both community resilience and environmental sustainability.

Through the initiative, the DENR engages companies, non-government organizations, and grassroots organizations for funding, capacity-building, and technical expertise.

Its goal is to transform local communities into models of resilience and sustainability by addressing environmental issues while at the same time uplifting lives through jobs, training, and livelihood projects linked to environmental conservation.

“Nakita namin kung ano ang naging storya ng WABB, so doon namin nakita na may magandang aral na pwedeng maibahagi sa iba ang kanilang sinimulan na grupo.So doon namin napag-isipan na ilakad o tulungan ang WABB in our capacity under Transform na baka pwede silang masali dun sa gender and development program ng DENR (We saw what the WABB story was, so we saw that the group they started had good lessons that could be shared with others. So we thought that we could help WABB in our capacity under Transform, so that maybe they could join the gender and development program of the DENR),” Maricel Indico, Siargao Island Protected Landscape and Seascape (SIPLAS) Planning Officer of the DENR Caraga said.

The DENR Caraga is also working to link the WABB with other stakeholders who can also help the group.

From supporting and standing side-by-side, these women of Siargao have not only saved up. They have also cultivated empowerment, resilience, and pride, showing that with unity and timely support, even the smallest seeds can bear the biggest fruit. (PNA)

More Stories from Cagayan De Oro

Latest Stories

Angeles

DHSUD: More Beneficiaries Get Units Under Extended 4PH Program

Nakatanggap ng modernong housing units ang mga benepisyaryo ng 4PH matapos ang project inauguration.

PBBM Breaks Ground On 1st Agri-Machinery Complex In Cabanatuan

Layunin ng proyekto na bawasan ang pag-asa sa imported machinery at suportahan ang lokal na agrikultura.

PAGCOR Backs WSL Challenger Series To Boost Philippine Sports Tourism

Tinitingnan ng ahensya ang event bilang inspirasyon para sa mas maraming kabataang Pilipino na pumasok sa competitive surfing at outdoor sports.

DSWD To Prioritize Cash Aid For Houses ‘Significantly’ Damaged By Uwan

Ang financial assistance ay makatutulong sa mga residente na unti-unting maibalik ang kanilang kabuhayan at seguridad sa tirahan.

Bacolod

Prelate Highlights Lent As Opportunity For Repentance, Conversion

Ayon kay Bishop Cortes, panahon ang Lent para sa pagninilay at mas malalim na ugnayan sa Panginoon.

Bacolaodiat Festival 2026 Opens With Temple Prayers, Lights

Sinalubong ng lungsod ang Year of the Fire Horse sa pagbubukas ng ika-21 edisyon ng Bacolaodiat Festival.

Bacolod Tourist Arrivals Up 4.8 Percent, PHP6.5 Billion Tourism Receipts In 2025

Umabot sa PHP6.5 bilyon ang kita ng turismo ng Bacolod matapos ang pagtaas ng bilang ng mga bisita noong 2025.

La Carlota City Releases Office Of The President, LGU Cash Aid To 2.3K Tino-Hit Families

Mahigit dalawang libong benepisyaryo ang tumanggap ng tulong mula sa Office of the President.

BAGUIO

DA Completes PHP99 Million Building For CAR’s Integrated Laboratory

Maaaring magsumite ng testing requests ang mga magsasaka sa pamamagitan ng kanilang LGU.

Filipino-Chinese Community Fetes Baguio’s Support To Chinese New Year Events

Kinilala ng Filipino-Chinese community ang pakikiisa ng lungsod sa institutionalized Chinese New Year events.

Cheaper Artificial Flowers Gaining Popularity As Valentine’s Day Nears

Sa Benguet, kapansin-pansin ang pagdami ng bumibili ng artificial blooms habang papalapit ang Pebrero 14.

Construction Of Agro-Processing Centers In All Provinces Pushed

Layunin ng panukala na pabilisin ang construction ng agro-processing facilities sa buong bansa.

Batangas

Laguna-Based Hospital Eyes Expansion, Acquisition Of New Facilities

Layunin ng expansion na mas mapalapit ang kalidad na serbisyong pangkalusugan sa mas maraming pasyente.

DepEd: Leasing Program Brings Immediate Relief From Classroom Shortage

Sa pamamagitan ng leased classrooms, nababawasan ang class size at napapabuti ang learning environment sa mga apektadong paaralan.

PBBM’s Expanded 4PH Starts Turnover Of Horizontal Housing Projects

Layunin ng horizontal housing ng 4PH na magbigay ng mas praktikal na pabahay sa mga lalawigan.

DepEd Turns Over 4-Story Classroom Building In Cavite

Nadagdagan ng 16 classrooms ang Santiago Elementary School matapos ang bagong gusali mula sa DepEd.

Cagayan de Oro

Iligan City Launches Flood Recovery Support For MSMEs

Ayon sa mga opisyal, mahalagang masuportahan ang maliliit na negosyo upang maibalik ang sigla ng ekonomiya.

Government Eyes Runway Extension, Other Improvements For Camiguin Airport

Kasama sa plano ang pagpapahaba ng runway upang mas maraming airline at mas malaking aircraft ang makalapag.

Fasting, Prayer, Charity Mark Start Of Ramadan In BARMM

Pag-aayuno, panalangin at pagtulong sa kapwa ang tampok sa unang araw ng Ramadan sa BARMM.

26 Honor Graduates Receive Cash Awards From Dinagat Province

Nagbigay ng cash assistance ang Dinagat province bilang pagkilala sa tagumpay ng mga mag-aaral.

CEBU

ASEAN Travel Exchange In Cebu Yields PHP1.4 Billion In Initial Sales Leads

Nagbigay ng bagong oportunidad ang TRAVEX para sa long-term growth ng mga destinasyon at komunidad.

TESDA, Land Bank Digitize Scholarship Payouts In Leyte

Pinatitibay ng TESDA at Land Bank ang financial inclusion sa Leyte sa pamamagitan ng mas maaasahan at secure na electronic fund transfers para sa mga scholar.

DOT Advances Mountain-Based Tourism In Northern Samar

Ipinapakita ng hakbang ng DOT ang pangako sa responsableng turismo na inuuna ang kaligtasan ng mga bisita at komunidad.

French Luxury Cruise Line Checks Eastern Visayas For 2027–2028 Season

Sa pamamagitan ng luxury cruise visits, mas napapalawak ang exposure ng Eastern Visayas sa high-value international travelers.

DAVAO

BBMS Platform Streamlines DSWD Client Verification In Davao

Mahigit 66,802 kliyente na ang naserbisyuhan ng online platform mula nang ito’y ipatupad noong Nobyembre.

DHSUD: 7K 4PH Units To Benefit General Santos Working Class

Ang 4PH Program ay magdadala ng 7,000 socialized housing units para sa mga benepisyaryo sa General Santos.

PhilHealth-Davao Pays PHP447 Million YAKAP Claims In 2025

Sa patuloy na pagtaas ng YAKAP utilization, mas nagiging sentro ang prevention sa regional health strategy ng PhilHealth-Davao.

DSWD-11 Targets 100 Beneficiaries For Street Outreach Program

Binigyang-diin ng DSWD-11 na mahalaga ang maagang intervention upang maiwasan ang paglala ng kahirapan at panganib sa mga lansangan.

DAGUPAN

Ilocos Norte’s Largest Agri-Trading Center Set For March Dry Run

Aabot na sa 100 porsiyento ang konstruksyon ng unang malaking agricultural trading center sa lalawigan.

Salt Research, Innovation Hub Opens In Pangasinan

Magbibigay ang hub ng mga materyales at datos para sa pag-unlad ng industriya ng asin.

DAR Continues Solar-Irrigation Projects In Ilocos Norte

Mas pinalalawak ng DAR ang solar irrigation projects para sa mga magsasaka sa lalawigan.

DSWD’s ‘Tara, Basa!’ To Benefit 3K Youths In Ilocos Region

Aabot sa 3,000 kabataan ang sasailalim sa DSWD tutoring initiative ngayong taon.

ILOILO

City LGU Partners With Private Sector, Academe For Infra Resilience

Ayon sa mga opisyal, mahalaga ang kolaborasyon upang mapalakas ang disaster preparedness ng lungsod.

Iloilo Eyes To Utilize PHP500 Million SEF Savings For Classroom Projects

Umaasa ang probinsya sa karagdagang pondo mula sa pambansang pamahalaan.

KALAHI PHP580 Million Sub-Projects To Benefit 10 LGUs In Western Visayas

Inaprubahan ang PHP580 milyong halaga ng sub-projects para sa piling LGUs sa Western Visayas.

2026 Paraw Regatta Festival Searches For Best Tasting Lechon

Hindi lang visual feast ang handog ng festival, kundi pati masarap na lechon para sa mga manonood.

NAGA

City LGU Partners With Private Sector, Academe For Infra Resilience

Ayon sa mga opisyal, mahalaga ang kolaborasyon upang mapalakas ang disaster preparedness ng lungsod.

Iloilo Eyes To Utilize PHP500 Million SEF Savings For Classroom Projects

Umaasa ang probinsya sa karagdagang pondo mula sa pambansang pamahalaan.

KALAHI PHP580 Million Sub-Projects To Benefit 10 LGUs In Western Visayas

Inaprubahan ang PHP580 milyong halaga ng sub-projects para sa piling LGUs sa Western Visayas.

2026 Paraw Regatta Festival Searches For Best Tasting Lechon

Hindi lang visual feast ang handog ng festival, kundi pati masarap na lechon para sa mga manonood.

Olongapo

PAGASA To Build Doppler Radar Station In Bataan

Ang bagong Doppler station sa Bataan ay tutulong sa mas maagang pagtukoy ng bagyo at malalakas na ulan.

President Marcos: Lessons Of Past Must Guide The Future

Pinangunahan ni Pangulong Marcos ang paggunita ng Araw ng Kagitingan, pinapaalala ang mga aral na dapat dalhin sa hinaharap ng bansa.

Sweden, Philippines Launch Strategic Partnership For Cancer Care

Pagsasama para sa kaunlaran! Nakipagtulungan ang Sweden sa Pilipinas sa pangangalaga sa kanser sa Bataan.

Philippines, South Korea To Start Feasibility Study On Bataan Nuke Plant Next Year

Nakipagtulungan ang Pilipinas sa South Korea upang suriin ang potensyal ng Bataan Nuclear Power Plant simula sa Enero 2025.